New Zealand property planning
Estimate a possible council rates rebate for 1 July 2026 to 30 June 2027 from annual rates, prior-year household income, dependants and SuperGold status. See the formula breakdown before applying through your council.
Estimated rates rebate
$830.00
The estimate reaches the $830 maximum for 2026/27.
Your council decides eligibility and the final rebate. The property must be your usual home and you must meet the ratepayer or qualifying-resident rules.
Planning estimate: This uses the 2026/27 national formula only. Your council checks the property, ratepayer, residence, income and dependant evidence and confirms the final amount.
The formula starts with two-thirds of annual rates above $160. The result is capped at $830 before it can be paid.
Income above the applicable threshold reduces the result by $1 for every $8. Each dependant adds $500 to the income threshold. A household above the threshold can therefore still receive a partial rebate.
The property must be your usual place of residence and you generally need to be listed as its ratepayer at the start of the rating year. A short temporary absence does not necessarily stop eligibility.
Many retirement-village residents, licence-to-occupy residents and people in qualifying company-share or owner-occupier flats can apply under special provisions. Use the official eligibility guidance and additional declaration forms for these situations.
Rates are for 1 July 2026 to 30 June 2027 and can combine local, regional and separately billed council water rates. Household income is the gross income received during 1 April 2025 to 31 March 2026 by the applicant and a resident spouse, partner or joint homeowner.
A spouse or partner is not a dependant. Qualifying children and supported relatives must meet the government definition and usually live at the property on 1 July 2026. Check shared-care and supported-relative rules before relying on the count.
The calculator is not an application. For 2026/27, submit the official form and supporting evidence to the council by 30 June 2027. Missed applications cannot normally be backdated to an earlier rating year.
Prepare proof of household income and, when relevant, a signed SuperGold Card copy or the additional retirement-village or company-share declaration. Contact the council if the annual rates amount or the correct ownership form is unclear.
Use property-specific assessments, quotes and professional advice. These sources explain the New Zealand context but do not make the entered assumptions exact.
The maximum rebate for the rating year from 1 July 2026 to 30 June 2027 is $830. The formula can produce a lower amount depending on annual rates and household income.
Enter total household income before tax for 1 April 2025 to 31 March 2026. Include the applicant and any spouse, partner or joint homeowner who lived at the property, but not a dependant’s income.
Use the total rates payable for the current rating year. This can include city or district council rates, regional council rates and separately billed council water rates that apply to the property.
For 2026/27, the full-rebate income threshold starts at $46,400 for an applicant who holds a SuperGold Card when applying, compared with $33,210 for another applicant. Other eligibility rules still apply.
A qualifying dependant can be a child under 18 or a supported relative who usually lived with you on 1 July 2026. A spouse or partner is not a dependant, and detailed exclusions apply.
No. It only estimates the formula result. Apply through the council responsible for the property by 30 June 2027 and provide the required income and eligibility evidence.
Many retirement-village residents, including people with a licence to occupy, can apply. An additional signed retirement-village certificate is normally required.
Check the eligibility rules, prepare the application and understand the formula before relying on an estimate.
Check who can get the NZ rates rebate in 2026/27, the $33,210 and $46,400 income thresholds, dependant adjustments, residence rules and the $830 maximum.
Read guideLearn how the 2026/27 rates rebate works for NZ pensioners and SuperGold cardholders, including the $46,400 threshold, household income and application proof.
Read guideFollow the 2026/27 NZ rates rebate application step by step, including the correct council form, rates and income evidence, SuperGold proof and deadline.
Read guideSee the 2026/27 NZ rates rebate formula explained with worked examples for standard households, dependants and SuperGold cardholders, plus the $830 cap.
Read guide